Hello friends! Today, we bring you an important piece of information. The Government of India has launched a special scheme for workers in the unorganized sector called the PM Shram Yogi Mandhan Yojana.
Under this scheme, workers aged between 18 and 40 years, whose monthly income is less than ₹15,000, will be eligible to apply.
This scheme is a contribution-based pension plan, where beneficiaries will need to contribute a fixed amount every month based on their age. The special part is that the central government will also contribute an amount equal to the contribution made by the worker. After reaching the age of 60, workers will receive a pension of ₹3,000 per month under this scheme.
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Key Features of PM Shram Yogi Mandhan Yojana
Friends, this scheme provides detailed information about eligibility, contribution rates, and its benefits. The special feature of the scheme is that when the beneficiary reaches the age of 60, they will receive a pension of ₹3,000 every month directly into their account through Direct Benefit Transfer (DBT).
Additionally, if the beneficiary passes away, 50% of the pension will be provided to their spouse under this scheme. This initiative is a significant step towards providing financial security to workers and their families.
PM Shram Yogi Mandhan Yojana: Eligibility
This scheme is primarily aimed at workers in the unorganized sector. The following categories of workers are considered eligible for this scheme:
- Street vendors (Rehri-Patriwala)
- Mid-day meal workers
- Porters (those carrying loads on their heads)
- Brick kiln workers
- Cobblers (Mocha)
- Waste pickers
- Domestic workers
- Dhobi (Laundry workers)
- Rickshaw pullers
- Landless laborers
- Agricultural workers
- Beedi workers
- Handloom and leather industry workers
- Audio-visual sector workers
The scheme is designed to provide financial security to these workers in their old age.
PM Shram Yogi Mandhan Yojana: Eligibility
This scheme is primarily intended for workers in the unorganized sector. The following categories of workers are eligible under this scheme:
- Street vendors (Rehri-Patriwala)
- Mid-day meal workers
- Porters (those carrying loads on their heads)
- Brick kiln workers
- Cobblers (Mocha)
- Waste pickers
- Domestic workers
- Dhobi (Laundry workers)
- Rickshaw pullers
- Landless laborers
- Agricultural workers
- Beedi workers
- Handloom and leather industry workers
- Audio-visual sector workers
This scheme has been designed to provide financial security to these workers in their old age.
PM Shram Yogi Mandhan Yojana: Ineligibility
The following individuals are considered ineligible for this scheme:
- Income taxpayers
- Applicants whose monthly income is more than ₹15,000
- Those who are already registered under EPFO (Employee Provident Fund Organization), ESIC (Employee State Insurance Corporation), or NPS (National Pension Scheme)
- Workers aged below 18 years or above 60 years
Note: This scheme is voluntary and is only applicable to eligible individuals. Its main objective is to provide financial security to workers in the unorganized sector during their old age.
Contribution information
| Age | Member’s Monthly Contribution (₹) | Central Government’s Contribution (₹) | Total Contribution (₹) |
|---|---|---|---|
| 18 years | ₹55 | ₹55 | ₹110 |
| 19 years | ₹58 | ₹58 | ₹116 |
| 20 years | ₹61 | ₹61 | ₹122 |
| 21 years | ₹64 | ₹64 | ₹128 |
| 22 years | ₹68 | ₹68 | ₹136 |
| 23 years | ₹72 | ₹72 | ₹144 |
| 24 years | ₹76 | ₹76 | ₹152 |
| 25 years | ₹80 | ₹80 | ₹160 |
| 26 years | ₹85 | ₹85 | ₹170 |
| 27 years | ₹90 | ₹90 | ₹180 |
| 28 years | ₹95 | ₹95 | ₹190 |
| 29 years | ₹100 | ₹100 | ₹200 |
| 30 years | ₹105 | ₹105 | ₹210 |
| 31 years | ₹110 | ₹110 | ₹220 |
| 32 years | ₹120 | ₹120 | ₹240 |
| 33 years | ₹130 | ₹130 | ₹260 |
| 34 years | ₹140 | ₹140 | ₹280 |
| 35 years | ₹150 | ₹150 | ₹300 |
| 36 years | ₹160 | ₹160 | ₹320 |
| 37 years | ₹170 | ₹170 | ₹340 |
| 38 years | ₹180 | ₹180 | ₹360 |
| 39 years | ₹190 | ₹190 | ₹380 |
| 40 years | ₹200 | ₹200 | ₹400 |
PM Shram Yogi Mandhan Yojana: Application Process
To register for the scheme, follow the steps below:
- New Registration
- Go to the service section and select the New Enrollment option.
- Click on Self Enrollment.
- Enter your mobile number and click Proceed.
- Enter the OTP and move forward.
- Select Enrollment and choose PM Shram Yogi Mandhan Yojana as the scheme.
- If you have an e-Shram card, click Yes.
- Fill Personal Information
- Enter your e-Shram card number or UAN number.
- Enter your date of birth and Aadhaar number for verification.
- Your name and gender will be automatically fetched from Aadhaar.
- Enter your email ID and mobile number.
- Enter Address Details
- Select your state, district, and PIN code.
- If you are from the Northeastern states, select Yes or No.
- Fill Other Information
- Your occupation category will be automatically selected.
- If you are registered under any other pension scheme (NPS, ESIC, EPFO) or an income taxpayer, select Yes or No.
- Accept all Terms & Conditions and click Submit.
- Bank and Nominee Information
- Your bank details will be automatically fetched.
- Enter your IFSC code, bank account number, and account type.
- Enter your nominee’s name, date of birth, and relationship.
- Upload Form and Make Payment
- Upload the form with a digital signature.
- Pay the first installment online.
- You can use credit card, debit card, net banking, or UPI for payment.
Once this process is completed, your registration will be successfully done.
Important Link
| Apply Link | Click Here |
| Official Website | Click Here |